Blog · September 14, 2026 · 5 min read
Every billing cycle on Whop, from 1-day passes to lifetime: what 33 whops actually use, and what each one does to your renewals
Whop lets owners bill every day, every 2 days, every 3 days, weekly, every 14 days, monthly, quarterly, every 6 months, yearly or once. Here is what real whops use, the monthly-equivalent maths, and how many card charges — and failed charges — each cycle produces.
Whop does not limit owners to "monthly or yearly". On 33 product pages we read on 14 September 2026 we found ten different cycles, sometimes four of them on the same whop. Each one changes three things: how the price reads to a buyer, how many times a year Whop charges the card, and therefore how many renewals fail. This is the reference we wished existed.
The ten cycles, with real examples
| Cycle | Charges per year | Example plans seen on Whop (Sept 2026) |
|---|---|---|
| 1-day pass | up to 365 | sports picks membership shown as "$9.99" on the card — the daily pass; the same product sells $35/week, $125/month, $300/3 months |
| Every 2 days | ~182 | sports betting "Diamond" at $99.99 / 2 days |
| Every 3 days | ~122 | sports betting VIP at $24.99 / 3 days |
| Weekly | 52 | picks at $14.99 and $15/week; stock signals at $49/week; a premium picks tier at $99.99/week; ticket analytics at €8.99/week; sports betting Bronze at $20/week |
| Every 14 days | 26 | picks VIP at $29.99 and $99.99 / 14 days; sports picks VIP at $30 / 14 days; a Silver tier at $35 / 14 days; resale alerts at €24.99 / 14 days |
| Monthly | 12 | the majority: $15, $27, $35, $45, $50, $59, $60, $69, $74.99, $79.99, $95, $99, $99.99, $149.97, $149.99, $200, $499.99 and one program at $10,000 / month |
| Every 3 months | 4 | a sneaker-bot community at $150 / 3 months; picks at $300 / 3 months |
| Every 6 months | 2 | sports betting Platinum at $250 / 6 months; a trading club at $204 / 6 months |
| Yearly | 1 | options trading Diamond at $599 / year; a crypto academy at $849.99 / year |
| One-time / lifetime | 0 renewals | $710, $899, $1,500, $1,999, $2,995 lifetime; courses and mentorships at $1,500 to $25,000 one-time |
Converting any cycle to a monthly price
Buyers compare prices per month whether the page shows it or not. Multiply by charges per year and divide by 12:
| Cycle | Multiply the price by |
|---|---|
| daily | x30.4 |
| every 2 days | x15.2 |
| every 3 days | x10.1 |
| weekly | x4.33 |
| every 14 days | x2.17 |
| every 3 months | ÷3 |
| every 6 months | ÷6 |
| yearly | ÷12 |
So "$15/week" is $65 a month and $780 a year; "$99.99 / 14 days" is $217 a month; "$99.99 / 2 days" is $1,520 a month, which is why 2-day plans exist only for events and hot streaks. The churn calculator takes a monthly price — use these multipliers before you type it in.
What the cycle does to failed renewals
Every charge is an attempt against a card, and in a normal month 3–5% of attempts fail — expired cards, bank blocks, spending limits, "unusual merchant" declines. Whop then retries for five days and emails the member; if nothing changes, the membership is cancelled. The cycle multiplies the number of attempts, so it multiplies the failures:
| Plan | Members | Charges per month | Failed charges per month at 4% |
|---|---|---|---|
| $50 / month | 117 | 117 | ~5 |
| $99 / month | 450 | 450 | ~18 |
| $49 / week | 943 | ~4,080 | ~163 |
| $99.99 / week | 353 | ~1,530 | ~61 |
| $29.99 / 14 days | 419 | ~910 | ~36 |
| $10,000 / month | 38 | 38 | ~1–2 — each one a $10,000 line |
Short cycles are not a mistake. They convert better, they fit seasonal niches, and they produce more recoverable revenue, because a failed weekly charge is a member who was paying four days ago and still wants in. They only become a problem when nobody is watching the failures — and the Whop dashboard does not show them as a line. The sequence that gets those members back: how to recover failed payments on Whop.
Choosing cycles for your own whop
- One entry cycle, one commitment cycle. The whops in the table that do best offer a short plan (weekly or 14-day) as the entry point and a monthly, quarterly or yearly plan with a visible discount as the upgrade — $35/week → $125/month → $300/3 months is a 17% and a 33% saving for the same access. Say the saving on the card.
- Show the cycle where the price is. A "$9.99" card that is a one-day pass, or a "$99.99" card that is a 2-day pass, is the source of most week-two refund requests. Whop shows the cycle on the card; make sure the price you advertise elsewhere carries it too.
- Lifetime is cash, not MRR. A $1,500 lifetime plan is a great cash event and a member who never renews and never fails. Count it separately.
- The shorter the cycle, the faster the failed-payment message has to go out. On a weekly plan, "the next morning" is a fifth of the period gone. Within minutes, from your own support chat, with the link to update the card, then two follow-ups, then stop the second they pay. Retainer does exactly that, read-only, free plan, 30-second install — and it counts only the revenue that actually came back.
Plans and prices were read on public whop.com product pages on 14 September 2026; they change often. Whops are named by niche only.